Money Times with Jill Kerby

From March 1, nearly 8,000 public and civil servants who are taking the enhanced early retirement package, will be able to start enjoying their retirement with an income that will be worth 50% of their final salary, proportionate with their years of service.

Their biggest decision will be, what to do with the tax free lump sum part of their package. This is a 'good' worry, of course, and if they take proper, impartial advice and make themselves familiar with the technicalities of any account or investment fund they buy, their lump sum should be safe and a source of enjoyment.

Full column in this week's Anglo-Celt.